Top 4 International Money Transfer Apps of 2020

Pinterest LinkedIn Tumblr

Conventional money transfer services are switching to online options, like money transfer apps, to speed up the process. These apps allow ease, and reduce cost. Here I’ve picked out the best international money transfer apps that are ruling in 2020:


The No.1 on my list is the WorldRemit app. It allows you to transfer money to 150+ countries for mobile airtime top-up, bank deposit, and cash pickup. This app has no restrictions related to the minimum transfer amount. However, you can expect certain limitations on the maximum amount, depending on the destination country. Many users say that WorldRemit is the perfect app for them due to its multiple features, such as availability of live exchange rates, tracking of transfers, and set rate alerts. This app is available in numerous languages, and it is easy-to-use by both Android & iPhone users. However, you are required to pay a fee, depending on how much funds you transfer.

Western Union

Western Union has the best international money transfer app because of its extensive network around the globe. It allows its users to transfer funds to 200+ countries. It delivers efficient and reliable transfers. You may be pleased to know that with the Western Union app, you can conveniently gain access to worldwide agent locations and directions for instant cash pickups. However, the app offers less competitive exchange rates, but it allows you to transfer funds to many currencies in case of emergencies. Moreover, you can track your transfers and obtain live exchange rates. Moreover, this multi-language app comes with a quick setup and easy resends to save your time on transfers.


Internationally, InstaReM is a well-recognized app as it provides transfer services by employing real mid-market exchange rates to send funds to other countries. You can transfer money from the USA, UK, Australia, Canada, Hong Kong, India, and EuroZone Countries. With the InstaReM app, you can benefit from mid-market exchange rates. Nevertheless, the provider charges a variable fee; it means a percentage of your transfer amount will be deducted as a fee. Most transactions conducted via InstaReM arrive within 24-48 hours. With InstaReM, transfer transactions can be done through Wire Transfers/EFT (Electronic Funds Transfer).

Google Wallet

Lastly, I’ve Google Wallet on my list, which allows you to quickly send and receive money if you have a Google Account. You just have to link it with your debit card/bank account. You may be surprised to know that with your Gmail, you can even transfer funds in email messages. Download a Google Wallet app on your smartphone and keep a balance, and then you can use this to transfer money and make purchases. If you are using Google Wallet or linked account, there is no fee on transfer. However, if it is linked with your debit card, you will have to pay 2.9%/transaction.

The Bottom Line

When it comes to choosing a money transfer app, there are a few qualities that you need to consider. You should select an app based on its transfer speed, the quantity of transfers, and geographic location. Make sure it can offer a low length of time to move money from one place to another, it has a wide-spread network around the world, and it allows you to transfer large sums of money.


Just A Guy Thing is a men's lifestyle magazine focused primarily at guys wanting to better themselves.

Comments are closed.